When you start a crowdfunding campaign, you can choose for shares or a loan.
The name says it all: with a loan, the public provides a loan to your company. After the agreed period, you will repay the amount deposited plus interest. The term of a loan is 1 to 10 years and the interest varies between 4 and 10%.
With a loan, the public provides a loan to your company
As an entrepreneur, you will be asked to provide collateral. Examples of collateral include company assets or a personal guarantee.
Most loans through Oneplanetcrowd are repaid on a straight-line basis, but there are also some annuity loans and bullet loans.
Is crowdfunding for you?
Do you want to know more about crowdfunding and financing through shares? Get in touch with us. Consultant, Koen, is happy to help answer all your questions.